EQUITYの意味、(財産物件の)純資産額

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@Work
2005.08.01(Review of 2004.07.05 edition)

Hello again, and welcome back to Berlitz WordMaster@Work! We thought another week on investing and finance would be of great value. In fact, we're speculating that these next five editions should significantly increase the net worth of WordMaster@Work's steadily growing assets!

Today's Lesson
EQUITY   (財産物件の)純資産額

Explanation

  • To have equity in something is to own a part (or all) of it. For example, the equity in your home is the difference between the home's value and the amount you still have to pay on the mortgage. Your equity in a company is the value of the stock that you own in that company.
  • equity とは、財産物件の純資産額のことで、have equity in something と言うと、何かの一部または全てを所有する、という意味になります。例えば、equity in a home と言うと、住宅の現在の価格からローン残高を差し引いた金額をさします。equity in a company なら、企業資本に対する株主の持分、という意味になります。

examples

  1. We just bought this house a year ago with a low down payment, so we don't have much equity in it yet.
  2. My shares have tripled in value in the last ten years. Do you think I should sell my equity in the company and put the money in bonds?
  3. I'm fifty, but I haven't built up much equity. How can I make sure that I have enough for retirement?

英会話レッスンWe'll be watching the ticker tape closely!